Posted by: ayah.biz | Disember 22, 2008

Takaful PesonaLady


Takaful PesonaLady

-sebuah pelan perlindungan khusus untuk wanita dari Etiqa Takaful

Ciri-ciri:

* minima RM24 sebulan (RM265 setahun) untuk mereka yang berumur 18-40 tahun. Atas 40 tahun, sumbangan bulanan naik 76% ke RM43 (RM485 setahun)

* perlu diperbaharui SETIAP TAHUN dan tiada “guarantee”. Etiqa Takaful akan beri harga baru berdasarkan umur anda dan sejarah “claim” anda (lagi banyak anda claim, rasanya lagi tinggi sumbangan anda)

* lindungi dari perkara-perkara yang tidak dilindungi oleh pelan-pelan lain seperti:-

female cancers,
facial reconstructive surgery or dental treatment due to accident,
infertility due to accident,
delivery of twins (kalau seorang tak leh claim la)
ATM cash withdrawal losses,
snatch theft, kidnap and abduction.

Yang saya musykil, perlukah dua elemen yang terakhir tu (ATM dan jenayah-jenayah)? Mungkin ada yang boleh kongsi pendapat.

Boleh didapati dari cawangan-cawangan Maybank and Etiqa atau dari agen-agen (Kalau masuk melalui cawangan boleh dapat murah lagi tak sebab Etiqa tak perlu bayar agen?).

-Ayah.biz-

Nota:-

Disertakan keterangan penuh Takaful PersonaLady dari website Maybank2u. Tetapi, semuanya di dalam Bahasa Inggeris.

Takaful PesonaLady

Maybank Takaful PesonaLady provides Personal Accident, female-related illnesses as well as crime protection benefits in a comprehensive plan.

Tenure Options:
18 to 60 (up to 70)

Minimum monthly contribution:
RM24

Features

Maybank Takaful PesonaLady provides Personal Accident, female-related illnesses and crime protection benefits in a single comprehensive plan. It also offers coverage for female cancers and ATM cash withdrawal losses, while rewarding mothers who give birth to twins (or more).

Takaful is a mutual assistance scheme based on the spirit of brotherhood and solidarity, where participants agree to assist each other financially in case of predefined events taking place. With this intention in mind, participants pay contribution on the basis of ‘tabarru’ (donation) to the General Takaful Fund managed by Etiqa Takaful Berhad.

Benefits

With affordable contribution rates and benefits, Takaful PesonaLady is the easiest way to a fruitful life for you and your loved ones.

  • Personal Accident coverage against female- related illnesses and crime-related  accidents and losses
  • Hassle-free participation
  • Easy and reliable contribution payment mode via auto debit
  • Flexible payment options of monthly or yearly contributions

Who is eligible

  • Malaysian Citizen or Permanent Resident aged between 18 and 60 years.
  • Certificate renewal is applicable from age 61 up to 70, subject to our satisfaction of your state of health.

Schemes

This is a yearly renewable certificate. Enjoy the flexibility of paying contributions on a monthly or yearly basis:

Age (Years)

Premium Yearly (RM) Premium Monthly (RM)
18 – 40 265.00 24.00
41 – 60 485.00 43.00
61 – 70* 485.00 43.00

Certificate renewal is applicable from age 61 up to 70, subject to our satisfaction of your state of health. Renewal contribution will be based on the age band of 41 – 60.

Contributions shall be based upon your attained age as of the effective date of Takaful, monthly or yearly renewal date, whichever is applicable.

Contribution rates are not guaranteed and may increase or vary upon renewal of the certificate based on:

  • Your attainment of age forty one (41) years old. Contribution applicable shall be amended on the next due monthly or yearly billing payment date; or
  • Our portfolio claims experience in this class of business.
    You will be advised at least thirty (30) days in advance, should your contribution payment amount be amended.

View Table of Benefits for different monthly contributions


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